Terms of service

Noviqor is operated by The Octagon Oracle LLC, a Delaware limited liability company in the United States. In these Terms, ‘we’ means that company and ‘you’ means the person using the service. These Terms, together with the Refunds & cancellation policy and the plan details you accept at checkout, form our agreement. Our Privacy policy explains how we handle personal information; accepting these Terms is not blanket consent to unrelated data use.

You accept these Terms when you actively agree to them while creating an account or when we separately ask you to accept them. They do not retroactively replace an earlier agreement just because we publish this page. Contact us using the email shown on this page if you have a question.

You must be at least 18 and old enough to enter a binding agreement where you live. If you use Noviqor in connection with betting, you must also meet the legal gambling age and other requirements that apply where you are. Access to this website does not mean betting, prediction-market activity, or any particular market is lawful in your location.

Provide accurate account details, keep your login private, and tell us promptly if you suspect unauthorized access. You are responsible for activity you authorize. Do not sell or share account access, impersonate another person, or use someone else’s payment method without permission.

Noviqor helps you organize sports research into factor models, estimate probabilities, compare odds, explore staking allocations, record bets, and review results. It is analysis software, not a sportsbook, broker, bookmaker, investment adviser, or a service that places bets or holds wagering funds. Saving a bet as placed records what you tell us; it does not submit a wager anywhere.

You retain responsibility for checking prices, event details, sportsbook settlement rules, available balances, and whether a bet was actually accepted. Illustrations and sample workspaces are examples, not live picks or verified performance records.

AI can omit evidence, invent or misinterpret facts, organize a condition incorrectly, or assign a probability or importance that does not fit your notes. Review the full model and change assumptions, relationships, percentages, and importances you disagree with before relying on it. A polished tree, a high readiness score, or a precise-looking percentage does not establish accuracy.

Optimizer allocations and Performance Lab statistics depend on your inputs and the software’s assumptions. Correlations can be incomplete, historical samples can be small or biased, and simulations do not cover every possible outcome. Growth, Balanced, and Safe describe different approaches, not promises about losses. Even a ‘Safe’ allocation can lose its entire stake. Kelly-based sizing is not a guarantee of safety or suitability.

Betting can cause significant financial harm. Do not risk money needed for bills or essential expenses, borrow to follow an output, or treat a displayed edge as certain. The tools do not assess your personal financial situation and do not provide individualized financial, legal, or tax advice.

The price, currency, billing interval, included credits, and any applicable tax are displayed before you confirm payment in Stripe. A monthly subscription renews monthly; an annual subscription renews annually and is paid as an annual amount, even when we also show a monthly equivalent. You authorize the recurring charges you agree to at checkout until you cancel. No purchase is required merely to read the policies.

AI credits refresh monthly, including on annual plans, and unused credits do not roll over. Your account shows the remaining balance and refresh date. A main model costs 1 credit and each requested conditional model costs 1 additional credit. The generation screen shows the total before you start. Credits are access to a software feature, not money, deposits, or transferable assets.

Optimizer runs, manual edits, tracking, and viewing saved models do not spend AI credits. They may still require an active plan and are subject to reasonable security, fair-use, concurrency, and resource limits. We may queue requests or temporarily restrict abusive usage to keep the service available. A plan is not permission for automated bulk use, resale, or denial-of-service activity.

A failed generation may require a retry. The credit system returns a reserved charge when the generation is recorded as failed; contact support if a failed or duplicate attempt left an incorrect charge. An output that needs editing is not necessarily a failed generation.

Cancellation, refunds, failed payments, and access after expiration are explained in Refunds & cancellation. A subscription-price change applies prospectively, with advance notice and an opportunity to cancel before a changed renewal charge, as required by law. A plan change is governed by the price and timing shown when you confirm it.

You keep the rights you have in notes, models, tracked bets, and other content you provide. You give us a limited, non-exclusive permission to host, process, transmit, back up, and display that content as needed to operate the service, carry out your instructions, troubleshoot problems, and evaluate and improve its performance as described in the Privacy policy. This does not transfer ownership to us or let us sell your private research as someone else’s product.

Only upload material you have permission to use and share. Avoid unnecessary personal information about other people, confidential information, passwords, or payment details. AI outputs may not be unique, accurate, or eligible for exclusive intellectual-property rights. Nothing here gives you rights to third-party material you did not otherwise have.

Noviqor’s software, design, and branding remain ours or our licensors’. Your subscription permits use of the service, not copying or reselling the software. Legal rights that cannot be restricted by contract remain intact.

Sharing a model with another account gives that account the access you select. A public link is different: anyone with the URL can view the published map without an account and may forward it, capture it, or post it elsewhere. Do not publish private information or content you cannot lawfully share.

Removing a public link stops access through that link, but cannot erase screenshots, downloads, third-party posts, or cached copies outside our control. A downloaded PNG or text export is a separate copy. Shared analyses are not reviewed or endorsed by Noviqor.

Do not access other people’s accounts or nonpublic data, bypass credit or security limits, interfere with the service, upload malicious code, scrape private data, or use Noviqor for fraud, harassment, unlawful gambling operations, or infringement. Do not present simulated, edited, or incomplete results as independently verified performance.

Report security concerns privately through Support rather than testing on other users’ data. We may investigate misuse and restrict the affected activity. We do not require you to waive legitimate complaints, reviews, payment disputes, or reports to regulators.

We aim to keep Noviqor reliable, but cannot promise uninterrupted operation, completion before an event starts, or compatibility with every device. AI, email, payment, and hosting providers may have outages. Save or export important work, and do not depend on a last-minute generation to place a time-sensitive bet.

We may update features, calculations, and limits. We will not describe a material reduction in a paid commitment as a routine update to avoid your legal remedies. Where required, we will give notice and offer appropriate cancellation or refund options. Test-mode subscriptions and development access are not permanent free paid plans, and do not authorize a real-money charge without a separate checkout authorization.

We may suspend or close access for material violations, payment problems, security threats, or legal requirements. Where practical and lawful, we will explain the issue and give you an opportunity to resolve it. Immediate action may be needed to protect users or the service. Contact Support to question a restriction.

You can cancel renewal through Plans & billing. Account deletion is a separate request to Support. Canceling a subscription does not by itself delete saved work. If we permanently discontinue a prepaid service or end your access without a material breach by you, we will provide an appropriate refund for the undelivered prepaid service, subject to applicable law. We may retain limited records as explained in the Privacy policy.

To the extent permitted by applicable law, the service is provided ‘as is’ and ‘as available’, without implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that predictions, statistics, or AI outputs are correct or that using the service will produce a profit.

To the extent permitted by law, we are not liable for indirect, incidental, special, or consequential losses, lost profits, or betting losses arising from use of the service. Our total liability arising out of the service or these Terms is limited to the greater of US$100 or the fees you paid us for the service in the 12 months before the event giving rise to the claim.

These exclusions and limits do not apply to fraud, willful misconduct, gross negligence, liability that cannot lawfully be excluded or limited, or your non-waivable consumer rights. They do not remove any refund, repair, or other remedy that the law requires. Some jurisdictions do not allow these limitations, so they apply only where and to the extent lawful.

Please contact us so we can try to resolve a problem directly. You do not have to contact us first when the law gives you another route or a deadline would be affected. These Terms are governed by Delaware law, without its conflict-of-laws rules, except that mandatory consumer protections and rights in your place of residence continue to apply.

We are not imposing mandatory arbitration, a class-action waiver, or a requirement that consumers give up courts available under mandatory local law. Nothing prevents you from contacting a regulator or pursuing a lawful payment dispute.

The effective date and version identify this text. We will give reasonable notice of material changes through the service or email before they take effect, and seek fresh agreement where required. Changes do not apply retroactively to a dispute. If a provision cannot be enforced, the remaining provisions continue only to the extent consistent with applicable law. A delay in enforcing a right does not waive it.